EVA Sales works with a nationwide network of commercial lenders to help owner-operators and fleets get approved quickly, without the runaround — so you can get back on the road sooner.
Whether you're financing your first truck or growing a fleet, our team and lender network are built to make the process fast, transparent, and stress-free.
Most applications get an initial decision within 48 hours — no waiting weeks to find out where you stand.
We shop your application across multiple lenders so you're not stuck with the first rate you're offered.
Terms from 24 to 72 months, structured around your cash flow — not a one-size-fits-all payment plan.
Our in-house team has spent years placing commercial equipment financing — we know exactly what lenders need.
Wherever your business operates, our lender network and delivery options travel with you.
We only work with established, reputable commercial lenders — no surprises buried in the fine print.
A straightforward, four-step process designed to get you a decision fast.
Tell us about you, your business, and the truck you're interested in.
Our financing team reviews your application and matches it to the right lenders.
Lenders return terms, and we walk you through the offer that fits you best.
Sign your paperwork and hit the road in your next commercial truck.
A quick, no-commitment estimate. Final terms are always determined by the lender at the time of application.
Takes about 5 minutes. Our team will follow up with next steps once your application is reviewed.
Our financing team will review your application and follow up shortly, most often the same business day.
Most applications receive an initial decision within 48 hours. Complex applications or unusual credit situations may take slightly longer while we work with additional lenders on your behalf.
There's no single minimum — our lender network covers a range of credit profiles, from excellent to limited or rebuilding credit. Your rate and terms will vary based on your credit, time in business, and down payment.
Yes. New businesses and first-time owner-operators can qualify, though terms and required down payment often depend more on personal credit and industry experience when a business doesn't yet have its own credit history.
Absolutely — fleet financing for multiple units is one of the most common requests we handle. Mention the number of trucks you're looking to finance in your application and our team will structure the right approach.
Apply today and our financing team will follow up with next steps — most applicants hear back the same business day.